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Hello I'm a larger today I'm going to talking you about a scam that you may be involved in or you may be getting involved in how you noticed a lot of these pre-authorization pre-approved letters and credit card companies well this one company you must stay away from and it's called credit one credit one's local it's very similar to the logo of Capital One most people will say well what's the big deal well the letter tells you you've been approved for credit limit of $1,500 that's a lie most people that get this particular car credit limit is no more than three hundred and forty dollars let me tell you about this card you get a twenty three point ninety percent interest rate there is a $75 yearly membership fee after that is $100 and a $8.25 monthly fee Wow isn't that crazy people then you get a $35 late fee thirty five dollar return payment see and also you have to pay ten dollars to process your payments and your payments are put on hold for ten days so are you saying this company deliberately set people up to go into debt yes they do stay away from them I call the company and I told them don't send me this crap in my mail again and I told them going to warn people about their stamps do not get involved with this company do not they are dangerous they are dishonest and they are crooks stay the fuck away from them yes I had to say the F word I'm sorry but if the truth if you want to rebuild your credit try I the real thing capital wants to cure cord put down $40 $50 hundred oz whatever and get a credit limit of $200 will they said that they're gonna give me $300 yes they will and they're gonna take that night with $79 from that leaving you with a credit limit of two hundred and twenty five dollars and every month there is a monthly maintenance fee with the help people grow up if you are in debt you have to make the first step and that is learning how to read the reason why you are in debt is because you have not read the current conditions of your bills oh yeah rate comment and subscribe and comment down below and let me know about your credit card experience and what the best credit card you think people should use to rebuild their credit I love you all peace